---
title: "Add a Secondary Descriptor"
slug: "add-a-secondary-descriptor"
updated: 2026-04-02T16:00:46Z
published: 2026-04-02T21:00:00Z
stale: true
---

> ## Documentation Index
> Fetch the complete documentation index at: https://resource.payrix.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Add a Secondary Descriptor

You can enhance the clarity of merchant bank statements by adding a [secondary descriptor](/v1/docs/overview-of-transaction-funding#payout-descriptors) to a merchant, Group, or withdrawal schedule. This optional field appears at the end of the payout descriptor, just before the merchant's name, and helps you or your merchants identify and tell their disbursements apart.

The following sections describe different ways to add a secondary descriptor.

> [!NOTE]
> Notes
> 
> - Secondary descriptors are limited to the Vantiv (VAP) platform.
> - Secondary descriptors appear on merchant bank statement entries for payouts and negative disbursements (account charges), not on customer cardholder statements.

## Add a Secondary Descriptor for a Group

Group withdrawal schedule secondary descriptors are useful for merchants grouped by region, industry type, or product category.

To create a secondary descriptor for a Group withdrawal schedule:

1. Select **Groups** under Management in the main side bar.
2. Select the relevant Group to open the **Group Profile** page.
3. Select **Withdrawal Flows** in the page side bar.
4. Click **Add Withdrawal Schedule**.
5. Set the required **Repeat Every**, **Type**, **Amount**,****and **Trigger**values.
6. In the **Secondary Descriptor** field, add your applicable content. You can enter up to 15 characters.
7. Click **Add**.

The secondary descriptor is now set to display on merchants’ bank account statements when they receive payouts from the Group-hosted withdrawal schedule.

## Add a Secondary Descriptor for a Merchant

Merchant withdrawal schedule secondary descriptors are useful for multilocation or franchise merchants.

To create a secondary descriptor for a merchant withdrawal schedule:

1. Select **Merchants** under Management in the main side bar.
2. Select the relevant merchant to open the **Merchant Profile** page.
3. Click the **edit** icon on the Business tab.
4. In the **Secondary Payout Descriptor** field, add your applicable content. You can enter up to 15 characters. **Note:** You can also add a Statement Descriptor of up to 15 characters for statement billing workflows.
5. Click the confirm icon.

The secondary descriptor is now set to display on the individual merchant’s bank account statements when they receive payouts from their withdrawal schedule.

## Add a Secondary Descriptor to a Payout Schedule

Payout or withdrawal schedule secondary descriptors are specifically useful for one-time or date-specific payouts.

To create a secondary descriptor for your payout schedule:

1. Select **Withdrawals** under Admin in the main side bar.
2. Click **Schedule Withdrawal**.
3. Set the required **How often would you like to withdraw**, **Bank account to deposit withdrawal**, **Amount**,****and **Amount Type**values.
4. Click **Advanced Options**.
5. In the **Secondary Descriptor** field, add your applicable content. You can enter up to 15 characters.
6. Click **Create Withdrawal**.

The secondary descriptor is now set to display on your bank account statements when you receive payouts from the withdrawal schedule.

An entity that can process transactions and has been onboarded through a Payrix Pro partner.

A collection of entities where you can configure fees, decisions, and parameters that apply to all entities in the group. Also known as an *Org*.

The configuration that determines when balances from any entity’s account balance (available balance) will be withdrawn to their registered deposit or operating account and how much. It can be either one-time or recurring. Also known as *payout flow*.

The process of creating a disbursement of funds to an entity’s registered deposit account. This process is also known as a *withdrawal*.

A person or entity that receives an account from a card company or card issuer.

The process of creating a disbursement of account balance funds to an entity’s registered deposit account. This process is also known as a *payout*.