---
title: "Process a Token Payment"
slug: "process-a-token-payment"
updated: 2026-03-18T19:00:01Z
published: 2026-03-18T19:00:01Z
canonical: "resource.payrix.com/process-a-token-payment"
stale: true
---

> ## Documentation Index
> Fetch the complete documentation index at: https://resource.payrix.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Process a Token Payment

You can process payments for existing customers in the Portal using a previously saved tokenized payment method (known as a *token*). This approach is one of multiple [payment acceptance](/v1/docs/payment-acceptance-setup) options through the platform. Using payment tokens makes payment processing more streamlined and secure. If you’re using the Create Payment page, you can even enter Level 2 and Level 3 information for better credit card interchange rates for transaction processing. This article shows you how to process a payment using a saved customer payment token on the Create Payments page.

## Prerequisites

Before attempting the following procedures, you must have an existing customer payment token saved in the portal to process the payment. To save a new token, see [Tokenize a Payment Method](/v1/docs/tokenize-a-payment-method).

> [!NOTE]
> **Note**
> 
> The Payrix Pro platform creates a customer record every time a token is generated. As a result, you do not need to create a new customer if you create a new token.

## Process a Payment with Quick Charge Using a Token

Quick Charge enables you to quickly capture customer and payment information from the dashboard.

> [!NOTE]
> **Note**
> 
> Quick Charge cannot process Level 2 or 3 interchange data. As a result, its transactions cannot qualify for different interchange rates past Level 1.
> 
> Alternatively, the Create Payment page provides a way to accept payments and includes the option to enter Level 2 and 3 information.

To process a payment using a saved payment token on the Quick Charge tile:

1. Select **Dashboard** in the left navigation panel.
2. Enter the charge amount and customer contact information in the Quick Charge tile fields.
3. Select *Sale* from the charge type dropdown menu.
4. Select a saved payment method from the payment method dropdown menu.
5. Click **Process Payment**.

The charge is processed using the previously saved tokenized payment method (token). You will receive a payment confirmation email, and the payment appears in the table on the Payment History page.

## Process a Payment with Create Payments Using a Token

To submit a payment using a saved tokenized payment method and optionally submit Level 2 or Level 3 interchange information:

1. Select **Create Payment** under Payments in the left navigation panel.
2. Enter the charge amount.
3. Select *Sale* from the **Transaction Type** dropdown menu.

You can optionally select *Authorization Only* to authorize and hold the requested total on the credit card. This differs from the *Sale* option, which processes the transaction and charges the customer at the time of processing.
4. Select a previously saved token from the **Payment Method** dropdown menu.
5. (Optional) Click the **Customer Details** dropdown arrow to enter optional customer information, including the customer’s mailing address, email address, and phone number.
6. (Optional) Submit Level 2 or 3 processing information:
  1. Select **Submit this transaction as LEVEL 2 PROCESSING**.
  2. Enter the Level 2 information in the fields that appear below the Customer Details section.
  3. If you’re submitting the transaction for Level 3 processing, select **Submit this transaction as LEVEL 3 PROCESSING** and enter the Level 3 information in the additional fields that appear.
7. Click **Process Payment**.

The charge is processed using a payment token. You will receive a payment confirmation email, and the payment appears in the table on the Payment History page.

## Next Steps

After the payment is processed, review the following articles for information on related topics:

- [Process a Card Payment](/v1/docs/process-a-card-payment): Process a card payment using the Quick Charge tile or the Create Payment page.
- [Process an eCheck (ACH) Payment](/v1/docs/process-an-echeck-ach-payment): Process an eCheck payment using the Quick Charge tile or the Create Payment page.

The web portal offered by the Payrix Pro platform to accomplish tasks for their business through a web-based user interface rather than the API. The Payrix Pro portal contains general settings, payment processing options, reporting, fee settings, group assignments, user management, and much more.

A PayFac-as-a-service platform. Software companies can act as payment facilitators without taking on the associated risks, compliance burdens, and investment.