---
title: "Set Up a Withdrawal Flow for New Merchant Accounts"
slug: "set-up-a-withdrawal-flow-for-new-merchant-accounts"
updated: 2026-04-02T21:00:00Z
published: 2026-04-02T21:00:00Z
stale: true
---

> ## Documentation Index
> Fetch the complete documentation index at: https://resource.payrix.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Set Up a Withdrawal Flow for New Merchant Accounts

You can automatically add a recurring [withdrawal](/v1/docs/overview-of-transaction-funding#payouts-and-disbursements) of funds when creating or onboarding a new merchant account by setting up a withdrawal flow. This article shows you how to schedule a withdrawal flow associated with a Group of merchants. All merchants added to that Group automatically receive the same withdrawal schedule.

> [!WARNING]
> **Important!**
> 
> New withdrawal flows configured in groups cannot be retroactively applied to existing merchants. Set up your withdrawal flows as part of your initial merchant group setup before you onboard merchants.
> 
> For merchants that are already onboarded, you can create an individual custom withdrawal schedule. See [Withdraw from Your Available Balance](/v1/docs/withdraw-from-your-available-balance) for more information.

## Set Up a Scheduled Withdrawal Flow

To schedule a withdrawal flow for a new merchant account:

1. Access a group’s profile:

If you need to create a group, see [Set Up a Group](/v1/docs/set-up-a-group).
  1. Select **Groups**under Management in the main side bar.
  2. Find the group name and select any information for the group to open the Group Profile page.
2. Select **WITHDRAWAL FLOWS** in the page side bar.
3. Click **ADD WITHDRAWAL FLOW**.
4. Enter a numerical value in the **Repeat Every** field to indicate the withdrawal frequency, then select the recurring interval from the right dropdown menu. Choose from *Days*, *Weeks*, *Months*, or *Years*.
5. Select the type of withdrawal: *Percentage*, *Actual*, or *Negative Percentage* (a dollar amount).
6. Enter the amount as a two-decimal number (for example, *26.00* for 26% or $26).
7. Select **Create**(for new merchant accounts) or **Board**(for new merchants fully approved and onboarded to Payrix Pro) from the **Trigger** dropdown menu.
8. (Optional) Clear **Skip weekends/holidays** to process the withdrawal during non-banking hours.

> [!NOTE]
> Note
> 
> This checkbox is only displayed when**BILLING** is not set, regardless of the selected schedule.
9. (Optional)****Select **Debit**to create a withdrawal *from*a listed bank account to your available balance in the same amount you’re configuring.
10. (Optional) Select **Same day**to allow same day withdrawals for the withdrawal flow. Note that this might incur an additional fee (check with your payment processor or issuer).
11. Click **Add**to complete the process.

When a merchant is boarded or created and added to the group, your account automatically assigns the merchant to the withdrawal flow. After the scheduled withdrawal occurs, the funds are released to the selected bank account and the withdrawal appears in the Withdrawal History table at the bottom of the Withdrawals page.

> [!TIP]
> **Tip**
> 
> - You can apply existing scheduled withdrawal flows to merchants after successfully boarding by assigning it to your white-labeled Merchant Signup Form.
> - You can use a work flow to automatically add newly boarded merchants to the group with your withdrawal flow configurations as they’re first approved to process transactions. Work flows must be configured by the Payrix Pro Implementations team.

## Next Steps

After scheduling the withdrawal, review the following articles for information on related topics:

- [Balance Daily Disbursements](/v1/docs/balance-daily-disbursements): Learn how merchants can balance the daily withdrawal disbursements created by your withdrawal flow.

The process of adding clients (merchants) to the Payrix Pro platform to use the Payrix Pro payment solutions. Also known as *boarding*.

An entity that can process transactions and has been onboarded through a Payrix Pro partner.

The process of creating a disbursement of account balance funds to an entity’s registered deposit account. This process is also known as a *payout*.

A collection of entities where you can configure fees, decisions, and parameters that apply to all entities in the group. Also known as an *Org*.

The configuration that determines when balances from any entity’s account balance (available balance) will be withdrawn to their registered deposit or operating account and how much. It can be either one-time or recurring. Also known as *payout flow*.

A PayFac-as-a-service platform. Software companies can act as payment facilitators without taking on the associated risks, compliance burdens, and investment.

The balance of an entity account recorded on the Payrix Pro platform identifying the total balance of the entity’s platform-hosted account balance.

The company that's responsible for processing and settling the transactions that are initiated by a payment facilitator’s merchants. Along with the acquiring bank, a relationship with a processor is necessary to operate as a payment facilitator.