---
title: "Manage Tap to Pay on iPhone"
slug: "tap-to-pay-on-iphone"
updated: 2026-10-08T21:00:01Z
published: 2026-10-08T21:00:01Z
canonical: "resource.payrix.com/tap-to-pay-on-iphone"
---

> ## Documentation Index
> Fetch the complete documentation index at: https://resource.payrix.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Manage Tap to Pay on iPhone

Tap to Pay on iPhone enables merchants using Payrix Pro and the [triPOS Mobile iOS SDK](https://docs.worldpay.com/apis/tripos/tripos-mobile/downloads) to accept EMV contactless card and Near Field Communication (NFC) wallet payments on supported iPhones without additional card-reading hardware.

The triPOS Mobile iOS SDK uses uses Apple’s developer framework and built-in iPhone NFC capabilities to support Tap to Pay on iPhone transactions through Express in iOS point of sale (POS) apps. Tap to Pay on iPhone is a software POS (softPOS) solution for commercial-off-the-shelf (COTS) devices that complies with the PCI Mobile Payments on COTS (MPoC) framework.

This article explains how to review setup requirements, configure optional softPOS fees, add merchant devices, and review Tap to Pay on iPhone transactions.

## Get Started

To get started with Tap to Pay on iPhone, complete the steps in [Enable Tap to Pay on iPhone](https://docs.worldpay.com/apis/payrix/dev-int-guide/direct-payments/accept-in-person-payments/enable-tap-to-pay-on-iphone) to build and certify your [triPOS Mobile](/docs/overview-of-tripos#tripos-mobile) integration.

### Supported Payment Types

Tap to Pay on iPhone supports the following payment types:

- EMV contactless card payments
- Digital wallet payments, including Apple Pay
- Manually entered card payments
- Visa and Visa Electron
- Mastercard
- American Express
- Discover
- Payments requiring PIN entry
- Branded debit cards processed as credit or debit.
- Certain debit networks, including:
  - US Common Debit networks
  - Other regional debit networks
  - Debit cards without a brand logo

### Unsupported payment types

Tap to Pay on iPhone does not support the following payment types:

- EMV chip insert payments
- Magnetic stripe payments
- JCB
- UnionPay
- Some PIN-based debit transactions
- Some regional debit network transactions
- Unbranded debit cards

## Configure SoftPOS Fees

You can apply a softPOS authorization fee to Tap to Pay on iPhone transactions. Configure a fee rule to limit the fee to softPOS iOS transactions. SoftPOS fees are assessed after transaction processing and included in the next settlement batch.

To create a softPOS authorization fee:

1. Access the group or merchant’s profile page:
  1. Select **Groups** or **Merchants** under Management in the main side bar.
  2. Select the group or merchant to configure.
2. Select **Fees** from the page side bar.
3. Click **Add Fees**.
4. Select **Auth** from the **When to trigger a fee?** dropdown menu.
5. Select **Percentage** from the **How much is the fee?** dropdown menu.
6. Enter *100.00* in the **Amount**.
7. Click **Advanced Options.**
8. Select **SoftPOS Flat Tran Fee** from the **Conditional Rules** dropdown menu.
9. Select **SoftPOS iOS Flat Tran Fee** from the revealed value dropdown menu.
10. Click **Add**.

## Add a SoftPOS Device

After a merchant installs your POS application on an iPhone, create a terminal in Payrix Pro to associate it with the merchant.

To add a Tap to Pay on iPhone device:

1. Select **Merchants** under Management in the main side bar.
2. Select the merchant to link the device to.
3. Select **Terminals** from the page side bar.
4. Click **Add Terminal**.
5. Select one of the following **Type** dropdown menu values based on your triPOS certification status:
  1. **VAR - Apple Tap to Pay**: Use for sandbox certification.
  2. **VAR – Tap to Pay on iPhone:** Use in production.
6. Select **Active** from the Status dropdown menu.
7. Select **Host** from the **Auto Close** dropdown menu.
8. Set **Auto Close Time** in 24-hour format (Central Time).
9. Enter a terminal name.
10. (Optional) Enter the iPhone’s serial number in the **Serial** field for easy identification.
11. Click **Add**.

## Review Tap to Pay on iPhone Transactions

After processing a Tap to Pay on iPhone transaction, review Terminal Transactions to confirm it was processed as a softPOS transaction. The **SoftPOS ID** field indicates that the transaction was processed on a supported softPOS device. The **SoftPOS Device Type** field identifies the softPOS platform and shows *Apple (Worldpay as PSP)* for Tap to Pay on iPhone.

To identify Tap to Pay on iPhone transactions:

1. Select **Payment History** in the left navigation panel.
2. Click **Terminal Transactions.**
3. Select the relevant transaction.
4. Select **Payment Details** from the Terminal Transaction Details page menu.
5. Review the **SoftPOS Device Type** and **SoftPOS ID** fields.

A PayFac-as-a-service platform. Software companies can act as payment facilitators without taking on the associated risks, compliance burdens, and investment.

A set of standards for smartphones and similar devices to establish radio communication with each other by being in close proximity to one another.

A gateway used by Payrix Pro for triPOS integrations. All transactions flow through this gateway, which serves as the processing engine behind all Worldpay APIs. Designed as a routing gateway for both Worldpay acquired and non-acquired merchants, Express enables developers certifying to Express APIs to integrate payment solutions with the processor of a merchant’s choice. Worldpay's server-side, web service payment applications use secure point-to-point encryption and tokenization methods.

The location of a transaction’s origin. Also known as *point of service*.