---
title: "Tokenize a Payment Method"
slug: "tokenize-a-payment-method"
updated: 2026-02-26T21:03:52Z
published: 2026-02-26T21:30:00Z
---

> ## Documentation Index
> Fetch the complete documentation index at: https://resource.payrix.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Tokenize a Payment Method

Merchants can use a customer’s credit card, debit card, or bank account information to create a tokenized payment method (known as a *token*) for the customer in the Portal. Saving payment information as a token helps merchants accept future payments quickly and securely.

Merchants can tokenize a customer’s payment method directly on the Customers page by:

1. Creating a customer record.
2. Saving the payment method under the customer’s profile.

The following sections provide instructions for each high-level step.

> [!NOTE]
> **Note**
> 
> When you [submit a payment through the portal](/v1/docs/portal-quick-charge-and-create-payment) and select **Save Customer Info**, the Payrix Pro platform automatically creates a customer record and tokenizes the customer’s payment method.

## Create a Customer

Creating a customer account in the portal enables a merchant to modify the information saved under the customer’s profile, including their payment method. Merchants can save the customer’s payment method as a payment token and use it for future card-on-file (CoF) transactions, recurring payments, or invoices.

To create a customer:

1. Select **Customers** in the main side bar.
2. Click **Add Customer**.
3. Enter the customer’s first name, last name, and email address.
4. (Optional) Enter the customer’s phone number, company name, and billing address.
5. Click **Add**.

> [!NOTE]
> Note
> 
> Saving customer address information isn't required to create a token, but we recommend entering an address to enhance recurring and CoF transactions.

## Create a Customer Payment Token

After creating a customer in the portal, merchants can tokenize the customer’s payment method so that it’s linked to the customer’s record for future CoF and recurring payment transactions.

To tokenize a customer’s payment method:

1. Select **Customers** in the main side bar.
2. Select the customer to open their profile page.
3. Select **Payment Methods** in the left side bar.
4. Click **Add Credit Card** or **Add Bank Account** and enter the payment method details.
5. Click **Add**.

The web portal offered by the Payrix Pro platform to accomplish tasks for their business through a web-based user interface rather than the API. The Payrix Pro portal contains general settings, payment processing options, reporting, fee settings, group assignments, user management, and much more.

A PayFac-as-a-service platform. Software companies can act as payment facilitators without taking on the associated risks, compliance burdens, and investment.

An entity that can process transactions and has been onboarded through a Payrix Pro partner.