Card payment (CC) payout timeline
Credit Card transactions are funded the day after the transaction was processed (assuming 100% daily disbursement is setup) as long as they processed prior to the Batch cut-off.
Merchant can usually expect the money to hit their bank account the morning after the deposit. Exact timing on when the money hits the merchant account may be delayed if the merchant’s bank delays the release.
Transaction Batch Date (Batch Cut-Off - 9:30PM ET) | Withdrawal/Payout Date (Withdrawal Cut-Off - 6PM ET) | Merchant Account Deposit Date (Before Batch Cut-off) | Merchant Account Deposit Date (After Batch Cut-off) |
---|---|---|---|
Monday | Tuesday | Wednesday morning | Thursday morning |
Tuesday | Wednesday | Thursday morning | Friday morning |
Wednesday | Thursday | Friday morning | Monday morning |
Thursday | Friday | Monday morning | Tuesday morning |
Friday | Monday | Tuesday morning | Tuesday morning |
Saturday | Monday | Tuesday morning | Tuesday morning |
Sunday | Monday | Tuesday morning | Wednesday morning |