How to Send Level 2 & Level 3 Data using Payment Options

Standard Data Requirements

Level 2 standard data requirements:

• *All Level I Data Requirements

• Sales tax amount

• Customer Code

• Merchant Zip Code

• Merchant Tax Identification Number

• Invoice Number

• Order Number

Visa Requirements

Card Type Qualifications for Level 2:

• Business Card

• Corporate Card

• Purchasing Card

All MCCs are Visa compliant except the following:

Visa Non-Compliant MCCs List

• 3000–3999: Airlines/Car Rental Companies/Hotels

• 4112: Passenger Railways

• 4411: Steamship and Cruise Lines

• 4511: Airlines and Air Carriers

• 4722: Travel Agencies and Tour Operators

• 5812: Eating Places and Restaurants

• 5814: Fast Food Restaurants

• 5962: Direct Marketing – Travel Related Arrangements Services (High Risk)

• 5966: Direct Marketing – Outbound Telemarketing Merchant (High Risk)

• 5967: Direct Marketing – Inbound Teleservices Merchant (High Risk)

• 7011: Lodging – Hotels, Motels, and Resorts

• 7512: Automobile Rental Agency

• 7513: Truck & Utility Trailer Rentals

Additional Visa Requirements

• The transaction must be CPS (Visa’s Custom Payment Service) compliant.

• A capture request must follow authorization request:
  Within 1 business day (no more than 24 hours between auth and capture)
  or
  Within 7 days (for eligible large ticket transactions using corporate/purchasing cards).

• Must be authorized online and cannot be at a CAT (cardholder activated terminal) location.

• The transaction must include a non-zero tax amount

• Card-not-present transactions require AVS (Address Verification System)(except Corporate Card and Purchasing Card, which are always exempt from AVS).

MasterCard Requirements

Card Type Qualifications for Level 2:

• Business Card

• Corporate Card

• Purchasing Card

All MCCs are MasterCard compliant except the following:

MasterCard Non-Compliant MCCs List

• 3000–3999: Airlines/Car Rental Companies/Hotels

• 4112: Passenger Railways

• 4411: Steamship and Cruise Lines

• 4511: Airlines and Air Carriers

• 4722: Travel Agencies and Tour Operators

• 5812: Eating Places and Restaurants

• 5814: Fast Food Restaurants

• 5962: Direct Marketing – Travel Related Arrangements Services (High Risk)

• 5966: Direct Marketing – Outbound Telemarketing Merchant (High Risk)

• 5967: Direct Marketing – Inbound Teleservices Merchant (High Risk)

• 7011: Lodging – Hotels, Motels, and Resorts

• 7512: Automobile Rental Agency

• 7513: Truck & Utility Trailer Rentals

Additional MasterCard Requirements

• Clearing must follow an authorization request:
  Within 3 business days (no more than 2 days between auth and capture)

To capture Level 2 transaction data using the Create Payments page:

1. Click Create Payments from the Menu bar on the left hand side (under the Payments tab)

2. After filling out all applicable data, click the “Submit this transaction as LEVEL 2 PROCESSING” checkbox under “Customer Details” to reveal Level 2 Data Fields.

3. Fill in the TAX and ORDER NUMBER fields and click Process Payment.

To capture Level 2 transaction data using PayFields:

1. Add two custom fields using the Portal or via the API and label them Sales Tax (“tax”) and Order Number (“order”)

2. Set each custom field as required to ensure your Level 2 transaction data requirements are met.

Level 2 Code Example

{
    "merchant": "t1_mer_12345",
    "type": "2",
    "origin": "2",
    "payment": {
        "number": "4111111111111111",
        "cvv": "123"
    },
    "expiration": "1224",
    "tax": "100",
    "total": "7799",
    "allowPartial": "1",
    "order": "INVOICE#1"
}

Standard Data Requirements

Level 3 standard data requirements:

• *All Level I Data Requirements

• *All Level 2 Data Requirements

• Sales tax amount

• Customer code

• Merchant zip code

• Merchant tax identification number

• Invoice number

• Order number

Additional Requirements (Visa & MasterCard)

• A minimum of one valid Level 3 data line-item (above)

• Qualified Card Types for Level 3: MBS, MEF card types are not eligible for Data Rate III.

Large Ticket Requirements

Large Tickets transactions refer to transactions with a larger dollar amount.
Depending on the size of your transaction, your interchange rate may change, offering better pricing. Both Visa and Mastercard offer large ticket programs for high dollar value transactions.

• Submission Requirements: Clearing must follow authorization within 2 business days (no more than 1 day between auth and capture)

• Qualified Card Types for Level 3: MAP, MAQ, MEF card types are not eligible for Large Ticket Transactions.

To capture Level 2 transaction data using the Create Payments page:

1. Click Create Payments from the Menu bar on the left hand side (under the Payments tab)

2. After filling out all applicable data, click the “Submit this transaction as LEVEL 2 PROCESSING” checkbox under Customer Details to reveal Level 2 data fields.

3. Fill in the TAX and ORDER NUMBER fields then click the “Submit this transaction as LEVEL 3 PROCESSING (All fields must be completed)” checkbox to reveal Level 3 data fields.

4. Fill in the SHIPPING AMOUNT, DUTY AMOUNT, ORDER DISCOUNT fields. Then proceed to the Order Items section.

5. Fill in the NAME, DESCRIPTION, COMMODITY CODE, PRODUCT CODE, ITEM PRICE, ITEM DISCOUNT, QUANTITY, UNIT OF MEASURE, ITEM TOTAL for each item.

Note: You can add additional item to the transaction by clicking the Add Item button in the lower left hand corner of the Order Items section. Each additional item must have the all fields above for Level 3 Transaction Processing

To capture Level 3 transaction data using PayFields:

1. Add six custom fields via the Payrix API to your custom PayField and label them as follows:

   1. Sales Tax (“tax”)

   2. Order Number (“order”)

   3. Product Code (“productCode“)

   4. Item Description (“itemDescription“)

   5. Item Quantity (“quantity“)

   6. Item Unit of Measure (“unitOfMeasure“)

2. Set each custom field as required to ensure your Level 3 transaction data requirements are met.

Level 3 Code Example

{
   "merchant":"t1_mer_12345",
   "payment":{
      "number":"4111111111111111",
      "cvv":"123"
   }
   "expiration":"1224",
   "type":2,
   "order":"INVOICE#1",
   "total":7799,
   "tax":100,
   "items":[
      {
         "item":"Line Item #1",
         "itemDescription":"Blue",
         "quantity":1,
         "price":7799,
         "um":"EACH",
         "commodityCode":"11119999",
         "total":5799,
         "discount":-2000,
         "productCode":"UPC12345"
      },
      {
         "item":"Line Item #2",
         "quantity":2,
         "price":1000,
         "um":"EACH",
         "commodityCode":"11119999",
         "total":2000,
         "discount":0,
         "productCode":"UPC12345"
      }
   ]
}