Payrix Code of Conduct Disclosures - Canada
Payrix Code of Conduct Disclosures - Canada - Version 07.2022
Information Summary Box for Sub-Merchants - Canada
Date of Contract | Effective Date: This Agreement is binding upon Sub-Merchant on date Payrix and Sub-Merchant accept the Agreement. Length of Term: Until terminated by either Payrix Canada Corp. (“Payrix”) or Sub-Merchant. | ||
Acquirer | All networks other than Interac: Peoples Trust Company | ||
Cancellation of Contract(s) and Applicable Penalties | Sub-Merchant’s and Payrix’s Right to Cancel: The Agreement may be terminated by the Sub-Merchant at any time by closing the Sub-Merchant’s Account. Payrix may terminate this Agreement and close Sub-Merchant’s Account for any reason or no reason at any time. Termination of the Agreement by either Sub-Merchant or Payrix is without any early termination fee or penalty. Should Sub-Merchant wish to discuss cancelling the Agreement, please contact the below Platform by telephone at_____________________, or by e-mail at _____________________.com | ||
Complaint Handling Procedures | Platform and Payrix: Complaints regarding Account, operational, and billing issues: Platform: Payrix:
| Processor: Escalated Complaints: Worldpay from FIS, Online and Telephone: https://www.fisglobal.com/en/merchant-solutions-worldpay/complaints Telephone: 1-800-548-5326 | Acquirer: Escalated Complaints:
Online: https://www.peoplestrust.com/en/about-us/resolving-your-concerns/
Details on how to file a complaint by phone, email or regular mail is detailed at the link above. |
Information About Payment Terminals | Not applicable | ||
Contactless Payments Acceptance | Not applicable | ||
Transaction Return Policy | Card acceptance fees will be applied to transaction returns as follows: | ||
Independent Sales Organization or Referral Agent (where applicable) | Platform: _____________________ Platform acts as a third party and it is not an affiliate, subsidiary, or a member of the Acquirer. Platform is a service provider to Sub-Merchant and referral agent to Payrix and Payrix becomes Sub-Merchant’s agent for the delivery of transactions via the applicable processing network. | ||
Code of Conduct | The Code of Conduct can be accessed at: http://www.fcac-acfc.gc.ca/Eng/forIndustry/publications/lawsReg/Pages/CodeofCo-Codedeco.aspx | ||
Statements | Platform, on behalf of Payrix, will provide Sub-Merchant a statement each month via the Platform’s online Sub-Merchant portal and/or email and not by paper statement unless otherwise set forth on the Application. Any statement charges are set forth in the Other Fee Disclosure Box set forth on the following page. |
Fee Disclosure Box
The below fee summary is provided to Sub-Merchant solely as a representation of the fees associated with accepting a specific payment card type and method. It is intended as a guide and does not provide the complete cost of card acceptance across all card types. For a complete list of all transaction fees, interchange downgrade fees, and other fees associated with your card acceptance, please refer to the below Other Fee Disclosure Box which is part of the Application.
Fee Summary | ||||
Payment Card Type | Processing Method | |||
These are the most common domestically issued card types and processing methods. They do not represent all the possible fees and variations that are charged to merchants | Card/Device Present Means that the card/device was electronically read (contact or contactless interface or mag-stripe).
| Card/Device Not-Present Means that the card/device was not electronically read. Generally, the card information is manually key-entered, e.g., mail/telephone order, online, recurring payment). | ||
Discount % | Per Item | Discount % | Per Item | |
American Express | ||||
Interac Debit Cards | ||||
MasterCard Business Cards | ||||
MasterCard Core Cards | ||||
MasterCard Corporate Cards | ||||
MasterCard Debit Cards | ||||
MasterCard Prepaid Cards | ||||
MasterCard World Cards | ||||
MasterCard World Elite Cards | ||||
Visa Business Cards | ||||
Visa Business Premium Cards | ||||
Visa Corporate Cards | ||||
Visa Corporate Premium Cards | ||||
Visa Debit Cards | ||||
Visa Infinite Cards | ||||
Visa Infinite Privilege Cards | ||||
Visa Prepaid Cards | ||||
Visa Standard Credit Cards | ||||
Visa Commercial Prepaid Cards |
Other Fees Disclosure Box |
Other fees that may apply include:
Other fees disclosed in Application and/or by Platform. |