Pass Debit Interchange Costs as a Merchant Fee

You can pass 100% of the interchange costs for merchant debit transactions by adding a separate 100% interchange fee assessed to your merchants.

You can set up interchange fees at either the Group or merchant level from the Fees menu on the Group Profile page or the Merchant Profile page.

Add an Interchange Fee to a Group

To add an interchange fee to merchants in a Group:

1. Select Groups in the left navigation panel.

2. Locate the group in the table and select any information in the table row to open the Group’s profile page.

3. Select FEES in the list of tabs on the left side of the page.

4. Click Add Fee in the upper-right corner of the page.

5. Select Interchange from the When to trigger the fee? dropdown menu.

6. Under How much is the fee?, select Percentage.

7. Enter 100.00 in the Amount field for 100% of the interchange fee.

   Tip

   We recommend using today’s date as the Fee start date to make the fee effective immediately. The start date defaults to today’s date. If you need to change or reset the start date, click the calendar icon and select the start date.

8. Click ADVANCED OPTIONS to open the Advanced section.

9. Click the Conditional Rules dropdown menu and select Payment Card Type is.

10. In the dropdown menu that appears to the right of the Conditional Rules dropdown menu, select Debit.

11. Click Add to complete the process.

The merchant group is now set up with a fee structure that covers 100% of the interchange costs charged to you by Worldpay for Platforms for debit transactions, directly reimbursing you.

Add an Interchange Fee to a Merchant

To apply a specific Interchange Fee configuration to a single merchant:

1. Select Merchants in the left navigation panel.

2. Locate the merchant in the table and select any information in the table row to open the merchant’s profile page.

3. Complete steps 3 and later from the previous section.