The Portal offers many different reports to Referrers and some key reports available for Merchants. These reports can help streamline your understanding of certain KPIs of your business, determine how much you’re making on transaction fees, number of new merchants boarded and more!

Report Types

See the report matrix below to see a complete list of our report options.

Click any of the Report column titles to learn more about each individual report type.

Facilitator-Only Reports

Note: Income & Cost and Interchange Reports are not available for Referrers.

Note: Merchant Reports may not appear for some merchants depending on their Portal Access role resources.

* = Interchange Reports for Partners must be manually enabled by the Payrix Implementations Team. Click here to submit a ticket.

Downloading Reports

Note that each of these reports can be downloaded in a CSV file format for your accounting, reporting, and recordkeeping purposes.

Click below to download a Report Pack with samples of each type of report:

Report Pack.zip

Understanding Your Report Data

Each report will feature a set of fields that represent different key reporting information.

Visit Reporting Values to see descriptions for each field.


Account Updater Report

The Account Updater report provides details about customer card information updates, such as the same card with a new expiration date and CVV upon customer card renewal with the issuer.


Active Entity Balance Details Report

The Active Entity Balance Details report shows a list of total account balances by entity. This is especially useful for merchants with the same business in multiple locations.


Balance Details Report

The Balance Details Report displays an overview of your Processed and Pending Income, Expenses, and Net; indicating how many transactions make up the monetary amounts calculated.

A collection of Processed or Pending transactions or fees will display in a list format below along with the Entity, Date, Description, and Total that contribute to the report results tallied in the overview.


Disbursement Summary Report

At the top of this page, you will have the ability to change the date range and select (or deselect) specific merchants. Directly below this section will be a list of disbursements that have been processed with a list of the total amount of Sales, Refunds, Disputes, Fees, and Other amounts that make up the disbursement total.

 


Disbursement Txn Details Report

Within this report, you will see a breakdown of all Sales and Refunds processed within the last disbursement. This will include details on each transaction such as the DBA, Cardholder, Last Four of Card, Payment, Type, Created, Captured, Status, Transaction ID, Approved Amount, Requested Amount, Fees, and Net of the transaction processed. 


Disputes Report

The Disputes Report displays a list of any (or all) Merchants/users that currently have or have had any disputes within the date range selected.


Dispute Details Report

The Dispute Details Report displays a list of any, or all, merchants including the dispute status, reason for the dispute, the total disputed amount, and any applicable fees incurred from the dispute.


Dispute Ratios Report

The Dispute Ratio Report provides a ratio of Sales processed for merchants versus the total amount of disputes (chargebacks) that they have received. Within the report, you will see the total sale count followed by the total sale count that has had a chargeback filed. This then has the percentage of total sales vs disputes for the selected merchant and users. Additionally, this report displays the total amount of money from the processed sale count followed by the total amount of disputes filed. This then also has the percentage of volume from processed sales versus those that have been disputed and you can view a breakdown based on the card type (Visa, MC, Amex, and Disc). 

In this report, each merchant will have their total sale number broken down based on the number of disbursements. This is then followed by the sale versus dispute ratio and then the total volume and dispute volume ratio.

Note:

This report does not indicate the status of the Dispute/Chargeback. Thus, this report will display a Dispute as long as it is open or pending in our system. If the Dispute is Lost it will continue to display; however, if the Dispute is Won, it will be removed from the ratio report. 


Income & Cost Report

The Income & Cost report provides a detailed list of net income and costs by individual merchant compiled into one report.


Interchange Report

The Interchange report provides a comprehensive list of interchange rates assessed by cards and merchants within your account.


Invoices Report

At the top of this page, you will see an overview of all Pending, Viewed, Paid, and Total invoices within the selected date range for the report, and how many of each calculate those totals. To change the date range and select (or deselect) specific users, merchants, or an invoice type, utilize the options underneath the date and click on the*icon to recalculate the totals on the page.

Directly below this section will be a list of merchants who have currently pending, viewed, and paid invoices, along with the total amount of invoices they have paid to date.


Negative Balances Report

The Negative Balances Report provides you an overview of all negative balances for your entities will be displayed at the top of the page, indicating the total negative balance they have occurred, and total balance calculated based on the total negative balance and the pending balance. If you'd like to change the Users or Entities displayed click on the edit icon to add or remove selections. 

Note:

A negative balance occurs when an account has incurred more Debits than Sales. This can occur if there is a large amount of Returns compared to processed Sales in addition to other Debit entries such as Fees and Chargebacks that can cause the available balance to decrease into the negative.

A negative balance can be retrieved via a Debit Withdrawal schedule, which typically takes 5 days to retrieve the negative amount from the merchant bank account.


Payment Returns Report

You will see a breakdown of all rejected payouts within the last disbursement within this report. This will include details on each transaction such as the Status, Disbursement ID, Payment Amount, Requested Amount, and Fees. 


Profit & Loss Statement Report

The Profit & Loss Statement report displays all of the data related to your company’s income and expenses for any given user, entity, income/expense status, and date range.

Within this report, you will see:

  • Gross Income (the total amount of income collected),

  • Gross Expenses (the total amount of any deductibles such as fees, taxes, and refunds done to the account), and

  • Net Income (the total amount of income after expenses have been deducted).

Under the Income section, you’ll see the collective totals of Transactions, Disputes, Fees, Adjustments, and Revenue Share that generate the Gross Income of the report, and below that -- the Expenses section -- which calculates a breakdown of what totaled the amount of your Gross Expense on the account.

 

Note:

The Profit & Loss Statement Report pulls completed disbursement dates to reflect report data.

This means that if a disbursement hadn’t been processed, for example, by the date you pulled the report, it would not show as profit on your Profit & Loss Statement Report


Statement Details Report

The Statement Details Report presents granular details of statement entries shown in the Balance Details Report for Referrers and Merchants using Statement Billing.

Note: The Statement Detail dates are based on the statement entries, while the dates on the Balance Detail report are based on the statement billing. Month End Example – entries on the Statement Detail of January may correlate to entries in the February Balance Details.

The Balance Details report displays the total value of the statement, and the Statement Detail report provides the details of the entries that make up that line.  Such details include the To and From entities, the type of fee, dates, and more. Below is an example of the two reports and the Statement Detail fields.


Transactions Report

Along with an overview of your Sales, Refunds, and Net sales (and how many of each were available in your selected date range), you will also see a chart depicting the data collected with the total amount of the Report Dates transactions, which pertain to the number of transactions and monetary values of your Sales, Refunds, and Net. Beneath the chart will be a list of all merchants that have contributed to the amounts above.

 


Transaction Details Report

An overview of the Total amount of transactions, Fees, and Net of the transaction amount will populate on the top of this page. Keep in mind that those totals, along with the Assessments and Transactions data that you see directly below them, are derived solely on what you have selected (or left deselected) in the Transaction Type and Status options. You can always change the date range and select, or deselect, anything from those options and click on the*icon to recalculate the report results on the page.

A breakdown of the selected/deselected options is also displayed in a list format in the last section of the page and will showcase the merchant, cardholder, card, card type, transaction creation date, status, fee, assessment, and net columns by default.

Transaction Details Reports offer a discretionary field that can be set by a Partner to collect additional information that may be relevant for reporting or accounting.

 


Transaction Fee Report

The Transaction Fee Report provides you an overview of the Total monetary amount of transaction fees accrued along with the number of fees, Payment Methods, Transaction Type, Status, Fee Types, Users, and Entities for the selected date range.

 



Unpaid Statements Report

The Unpaid Statements report provides a list of merchants that have not paid their statements upon generation of the report as well as the amount and entity ID associated.