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Test Merchant Payment Acceptance

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Merchants can accept payments directly in the Payrix Pro Portal without any backend development. Merchants can process credit and debit sale transactions, authorization-only transactions, and eCheck transactions. The following sections describe how you can test each feature in the portal as a merchant.

The portal provides two ways to accept payments:

  • Quick Charge: Use the Quick Charge form to process transactions directly on the merchant portal dashboard.

  • Create Payment: Use the Create Payment page to add tips or to submit the transaction for Level 2 or Level 3 processing.

Process a Quick Charge Payment

Merchants can process transactions directly in the Quick Charge form on their portal dashboard.

To accept a payment:

  1. Log in as a merchant.

  2. Select Dashboard in the main side bar.

  3. Fill in the form. The following fields are required:

    • Amount: The amount of the sale. The currency is in USD for US-based merchants and CAD for Canadian-based merchants.

    • Transaction Type: The type of the transaction: Sale, Authorization Only, or eCheck Sale.

    • Payment Method: Select a stored payment method or select Create new payment method to enter new payment details. If you select Create new payment method, see the Enter a New Payment Method section for details.

    Important!

    • The address and contact information fields are not required. However, excluding this information might result in a transaction hold or an issuer decline depending on your portfolio’s AVS and Risk settings.

    • For Canadian merchants submitting address field data:

      • Provinces replace the list of states after you select Canada.

      • Enter a postal code in the Zip field.

  4. Click Process Payment.

Process a Payment Using Create Payment

To process transactions that include tips or that require Level 2 or 3 data processing, use the Create Payment form.

To submit a transaction:

  1. Log in as a merchant.

  2. Select Create Payment under Payments in the main side bar.

  3. Fill in the form. The following fields are required:

    • Amount: The amount of the sale. The currency is in USD for US-based merchants and CAD for Canadian-based merchants.

    • Transaction Type: Select the transaction type: Sale, Authorization Only, or eCheck Sale.

    • Payment Method: Select a stored payment method or select Create new payment method to enter new payment details. If you select Create new payment method, see the Enter a New Payment Method section for details.

    To add customer information to the payment, click on the arrow to expand the Customer Details fields.
    To submit the transaction for Level 2 or Level 3 processing, see Submit Level 2 and Level 3 Data for details instructions.

  4. Click Process Payment.

Enter a New Payment Method

If you select Create new payment method from the Payment Method dropdown menu on the Quick Charge or Create Payment form, a payment method dialog will be displayed after you click Process Payment.

For credit or debit card sale and auth-only transactions, enter the following card data:

  • Card Number: The account number on the card.

  • MM YY: The card’s expiration date.

  • CVV: The security code on the card.

  • Name on Card: The cardholder’s full name as it appears on the card.

For eCheck payments, the fields displayed on the payment form are different.