Process a Card Payment

You can process card payments using the Quick Charge tile on your Portal dashboard or using the Create Payment page. With the latter option, you can even enter Level 2 and Level 3 information for better interchange rates for transaction processing. Processing a card payment in the Payrix Pro portal is one of multiple payment acceptance options through the platform. This article shows you how to accept a credit or debit card payment from a customer using the Quick Charge tile and the Create Payment page.

Process a Card Payment with Quick Charge

Quick Charge enables you to quickly capture customer and payment information from the dashboard.

Note

Quick Charge cannot process Level 2 or 3 interchange data. As a result, its transactions cannot qualify for different interchange rates past Level 1.

Alternatively, the Create Payment page provides a way to accept payments and includes the option to enter Level 2 and 3 information.

To process a card payment using the Quick Charge tile:

1. Select Dashboard in the left navigation panel.

2. Enter the charge amount and customer contact information in the Quick Charge tile fields.

3. Select Sale from the charge type dropdown menu.
   You can optionally select Authorization Only to obtain approval to reserve the amount of funds that will be used for a full payment at a later time.

4. Select a payment method from the payment method dropdown menu:

   • If you’re charging a card that is not saved to your profile, leave the selection on Create new payment method. You will enter the new card information in a later step. To save the customer information for future charges, select Save Customer Information in the lower-left corner of the tile.

   • If you’re charging a stored payment method, select that payment method from the dropdown menu.

5. Click Process Payment.

6. If you’re entering a new payment method:

   1. Enter the customer’s card number, card expiration date, CVV code, and name on the card.

   2. Click PAY {AMOUNT} to complete the payment.

After submitting the card payment, the charge is processed and you can navigate away from the page. You will receive a payment confirmation email, and the payment appears in the table on the Payment History page.

Process a Card Payment with Create Payment

To process a card payment with an option for the addition of Level 2 and Level 3 interchange information:

1. Select Create Payment under Payments in the left navigation panel.

2. Enter the charge amount.

3. Select Sale from the Transaction Type dropdown menu.
   You can optionally select Authorization Only to obtain approval to reserve the amount of funds that will be used for a full payment at a later time.

4. Select a payment method from the Payment Method dropdown menu:

   • If you’re charging a card that is not saved to your profile, leave the selection on Create new payment method. You will enter the new card information in a later step. To save the customer information for future charges, select Save Customer Information in the lower-left corner of the section.

   • If you’re charging a stored payment method, select that payment method from the dropdown menu.

5. (Optional) Click the Customer Details dropdown arrow to enter customer information, including the customer’s mailing address, email address, and phone number.

6. (Optional) Submit Level 2 or 3 processing information:

   1. Select Submit this transaction as LEVEL 2 PROCESSING.

   2. Enter the Level 2 information in the fields that appear below the Customer Details section.

   3. If you’re submitting the transaction for Level 3 processing, select Submit this transaction as LEVEL 3 PROCESSING and enter the Level 3 information in the additional fields that appear.

7. Click Process Payment.

8. If you’re entering a new payment method:

   1. Enter the customer’s card number, card expiration date, CVV code, and name on the card.

   2. Click PAY {AMOUNT} to complete the payment.

After submitting the card payment, the charge is processed and you can navigate away from the page. You will receive a payment confirmation email, and the payment appears in the table on the Payment History page.

Next Steps

After the payment is processed, review the following articles for information on related topics:

• Process an eCheck (ACH) Payment: Process an eCheck payment using the Quick Charge tile or the Create Payment page.

• Process a Token Payment: Process a payment from a pre-saved customer payment token.