You can access the Offers page to view financial offers and manage active products associated with your business. If multiple offers are available, you can scroll through them in a section at the bottom of the page.
The financial products available include Merchant Working Capital. This solution offers flex loan funding, which you can use for any business purpose without affecting your credit score.
View Available Offers
To check for financial offers, select Offers in the left navigation panel. If any pre-approved offers are available to you, the Offers page displays details about the offer. You can apply to the offer directly within the portal.
Apply for a Loan
Complete the following steps on the Offers page:
Click Apply now to display the offer application window.
Adjust the amount of the loan that you want to apply for. Adjusting the amount updates the details of the loan displayed, including the repayment rate and capital fee.
Click Get started to continue with your application.
Verify your personal details and click Continue.
Verify your identity and click Continue.
Verify your business details and click Continue.
Verify your bank account details and click Submit. This bank account is where the embedded finance provider deposits the loan and withdraws repayments.
If your business is approved for the loan, the application window displays the loan details.Select the consent checkbox and click Accept {loan amount}.
Click Close to exit the application.
Result: The Offers page displays your submitted application in the pending application section. Your approved loan is displayed in the active products section when the funds are deposited to your bank account, typically in one to two business days.
If you exited your application before submitting it, you can click Continue application to continue where you left off.
Manage an Active Product
The active products section of the Offers page displays information about your current loan, including the outstanding balance and amount paid. To view more details and manage your loan, click Manage product.
Make a Loan Payment
To make a manual payment to your loan, complete the following steps on the Offers page:
Click Manage product to display the loan.
Click View to view loan details and manage your loan.
Click Make a payment.
Enter the payment amount:
Select Custom amount and enter the amount you want to pay.
Select Outstanding balance to pay the remaining balance of your loan.
Click Review to confirm your payment details.
Click Submit payment to make the payment.
Result: The Offers page reflects the updated loan balance based on your payment.