View Residual Balance

Embedding financial products within your platform not only addresses your merchants’ financial needs but also helps increase your earnings. By integrating with the Embedded Finance Engine (EFE), you’ll receive payments based on your merchants’ use of embedded financial products. The revenue that you make from these products, known as residuals, is transferred to you as part of your existing payout process.

You can access different reports in the Payrix Pro Portal that display your residual payments at the Merchant level, at the disbursement level, or at the total income level. The Embedded Finance Merchant Working Capital (EFMWC) Residual field shows the residuals that you earn through Merchant Working Capital. The following sections describe how to generate reports to view your residual amount at each level.

View Residuals by Merchant

To view your residuals at the Merchant level:

1. Generate a Balance Details report.

2. View the total amount of each entry with EFMWC Residual as the event.

In addition to generating a report, you can view these residual amounts on the Balance Details page. To view all entries related to residuals, complete the following steps on the Balance Details page:

1. Click Filters to display a list of search parameters.

2. Expand Entries Data and select Event.

3. In the search box above the Entries table, select EFMWC Residual.

4. Click the search icon to display all entries associated with residual payments.

View Residuals by Disbursement

To view your residuals at the disbursement level:

1. Generate a Disbursement Summary report.

2. View the EFMWC Residual value for a disbursement.

In addition to generating a report, you can view details of a disbursement on the Withdrawal Details page:

1. Select Withdrawals under Admin in the left navigation panel.

2. In the Withdrawal History section, select the row containing details about a withdrawal that the disbursement is associated with.

3. In the Disbursement Details section, find the row with EFMWC Residual as the event type and view the following details about your residual amounts:

   • Credit: The total amount credited to your account

   • Disbursed: The total amount disbursed to your bank account

View Total Residual

To view your total residual income:

1. Generate a Profit & Loss Statement report.

2. In the Income section of the report, view the EFMWC Residual value.

In addition to generating a report, you can view your total residual revenue by accessing the Embedded Finance page.