eCheck & ACH payments
Accept eCheck and ACH payments on the Portal or using the Payrix Pro API.
Payrix Pro provides tools that make it easy for merchants to accept eCheck and ACH payments. The Payrix Pro solution is easy to implement and reduces associated risks. This page provides details about the eCheck and ACH options provided by Payrix Pro. The following resource provides details for merchants using the Payrix Pro eCheck feature:
The Payrix Pro platform’s standard processing time is 5 business days, which ensures the payment is fully funded before disbursing the funds to your client. To improve merchant cashflow, the Payrix Pro eCheck/ACH solution supports pre-funding merchants for eCheck payments that are still processing. Pre-funding options are available based on a business case and risk approval basis.
Currently, our customers can process eCheck transactions through the following methods:
In the Portal: Toggle between accepting card and ACH transactions directly within the Portal. To complete this process, locate Quick Charge on the dashboard or access the Create Payment page in the Portal, and select eCheck Sale as the transaction type (by default, this field is set to Sale).
Direct API: Use the Payrix Pro API to submit eCheck transactions directly. Provide the account and routing information, along with the first name of the bank account holder, to the
/txnsendpoint.